The following is a post from several months ago.  I had gotten an inappropriate and offensive spam comment (promoting an unmentionable site), which I couldn't get rid of.  So,  I deleted the entire post and am resubmitting it.    Good info to bring to the forefront again anyway!

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Did you know insurance companies have a report to which allows them to access information to determine how much risk you will be as an insured?

Insuring homeowners and motorists against loss is a gamble, so insurance companies are getting more diligent about identifying their potential risks prior to taking you on as a customer. They make this assessment by studying CLUEs. "CLUEs" are financial and claims reports on people and properties generated by a national insurance industry databank called Comprehensive Loss Underwriting Exchange, nicknamed CLUE.

Before a lender will agree to finance your new home, they will require you to have an insurance "binder", proving you have homeowner's insurance. The CLUE report logs and tracks insurance claim histories of both people and properties for five years. Even though YOU may have a clean claims history, the property you wish to buy may not. It can be a major roadblock on the highway to homeownership. Wouldn't it be terrible to find the home of your dreams, only to find out just before closing that it can't be insured?

For additional information, visit www.ChoiceTrust.com .   I believe you are entitled to one FREE report every twelve months. It wouldn't hurt to know what your CLUE report says!

Good luck and...
Have a great day,
Carol

Carol@TopPropertiesWenatchee.com
http://TopPropertiesWenatchee.com
http://RealEstateSuccess.blogspot.com